(888) 900 0205Custom Business Insurance For Contractors
According to The Hartford, 40% of small businesses will face a property or liability claim over a 10-year period, representing a 4–5% annual risk.
While frequency is stable, costs for contractors are rising; average claims for injuries or property damage now range from $30,000 to nearly $97,200 when accounting for legal fees and settlements.
Our team has insured contractors for over 18 years.
What's Your Occupation?
General Contractor
Welder
Plumber
Tree Work
HVAC
Fence Installer
Cabinet Maker
Excavation
Fire Sprinkler
Alarm System Installer
Electrician
Exterior Carpenter
Masonry
Janitor
Woodworker
Carpet Cleaner
Pool Cleaner
Handyman
Swimming Pool Installer
Framer
Concrete
Appliance Repair
Countertop
Drywall
Demolition
Landscaper
Garage Door Installer
Door and Window Installer
Flooring
Insulation
Decking
Drain Cleaner
Roofing
Pressure Washing
Restaurant Hood Cleaning
Why choose us
Numbers that prove it.
Independent. Licensed in all 50 states. Backed by partnerships with the carriers that matter to your business.
1,000+
Trades Insured
18+
Years In Business
240+
Years In Business
Our Partners
We partner with A-Rated AM Best Insurance Companies (ratings subject to change)
Frequently Asked Questions
What insurance coverage is best for me?
Most contractors start with a General Liability Policy. To offer you the best protection, we’ll need to understand your business characteristics. Depending on your state and whether you have employees, you may also be legally required to carry workers’ compensation coverage and, in some states, a contractor license bond.
What Does Construction Insurance Cover?
We recommend starting with a General Liability Insurance Policy. A general liability policy can help protect your business against many third‑party claims, such as bodily injury, property damage, and certain personal or advertising injuries.
Can I cancel my policy at any time?
You can usually request to cancel your policy at any time by contacting our office. The effective cancellation date and premium refunds are determined by your policy terms and state law.
How much is contractor insurance?
Depending on your trade, size, and coverage mix, contractor insurance can start around $500 to several thousand a year. Some rating factors include trade, type of policy, risk characteristics, number of employees, and revenue.
What Type Of Insurance We Offer For Contractors?
We provide contractors with a range of options, including General Liability Insurance, Surety Bonds, Auto Insurance, Tools and Equipment Coverage, and Workers' Compensation.
Please note: Availability of these coverages may vary by state.