Tech Industry Business Insurance

When you operate in the tech industry, protecting your business is key. Tech industry business insurance covers a wide range of risks, from data breaches to errors in services provided. Whether you're a startup or an established company, having the right coverage ensures that you can keep your business running smoothly even when unforeseen challenges arise.

General Liability For Tech Industry

General liability insurance for tech businesses protects against claims like:

Example: If a client trips over exposed wires in your office and gets injured, this coverage would handle their medical bills and any legal costs.

Business Owner's Policy (BOP) For Tech Industry

A Business Owner's Policy (BOP) for tech businesses includes:

Example: If a fire destroys your office and computers, the BOP would cover the cost to replace the damaged equipment, helping you resume operations quickly.

Cyber Liability Insurance For Tech Industry

Cyber liability insurance for tech companies covers:

  • Data breaches
  • Cyberattacks
  • Digital threats

It includes costs for:

  • Customer notification
  • Credit monitoring
  • Legal defense

Example: If a hacker leaks sensitive client data, cyber liability insurance helps cover legal fees, notification costs, and fines.

Excess Liability For Tech Industry

Excess liability insurance for tech companies offers extra coverage for:

  • Large claims
  • Coverage beyond policy limits

Example: If a data breach leads to a lawsuit exceeding your general liability, excess liability covers the remaining costs.

Professional Liability Insurance For Tech Industry

Professional liability insurance (E&O) for tech businesses covers:

  • Service errors
  • Project failures
  • Negligence claims

Example: If a software bug crashes a client’s system, causing financial losses, this policy covers legal fees and settlements.

Tech Industry Safe Practices

  • Regularly update cybersecurity measures to prevent data breaches.
  • Ensure proper cable management to avoid trips and falls.
  • Back up all essential data regularly to avoid loss during disasters.
  • Train employees in safe equipment handling and usage.
  • Conduct routine maintenance on all tech equipment to ensure it’s in working order.

How to Get Tech Industry Insurance with USA Insurance

USA Insurance has access to over 240 carriers, ensuring you get the best rate for your tech industry business insurance. With 17+ years of experience, you can request a quote and purchase a policy online in under 15 minutes. Enjoy live customer support and USA-based service, all located in Burbank, CA.