888-900-0205Doctor & Family Practitioner Insurance
If you're a doctor or family practitioner, having the right insurance coverage is essential to protect your practice from potential risks. Doctor & family practitioner insurance helps cover claims related to malpractice, property damage, and more. Having a comprehensive plan ensures that your practice can continue running smoothly, even when unexpected events arise.
Anesthesiologists
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General Liability For Doctors & Family Practitioners
General liability insurance for doctors covers third-party claims involving bodily injury, property damage, and even personal injury. For example, if a patient slips and falls in your office, this policy can help cover medical expenses and legal fees related to the claim.
Business Owner's Policy (BOP) For Doctors & Family Practitioners
A Business Owner's Policy (BOP) for doctors combines general liability and property insurance into one package. It helps protect your office, medical equipment, and even loss of income if your practice has to temporarily close due to damage. For instance, if a fire damages your clinic, a BOP could help cover repairs and loss of income during the closure.
Excess Liability For Doctors & Family Practitioners
Excess liability insurance provides an extra layer of protection for your practice when a claim exceeds your existing policy limits. If a large malpractice suit goes beyond your primary coverage, excess liability can step in to cover the remaining costs. For example, a high-dollar lawsuit may exhaust your general liability limits, but excess liability would help bridge the gap.
Professional Liability Insurance For Doctors & Family Practitioners
Professional liability insurance (also known as malpractice insurance) is one of the most critical coverages for doctors. It protects you against claims of negligence, errors, or omissions that may arise from your medical services. For example, if a patient files a lawsuit claiming improper treatment, this policy can help cover legal defense costs and settlements.
Workers Comp Insurance For Doctors & Family Practitioners
Workers' compensation insurance is required if you have employees in your practice. It covers medical expenses, lost wages, and rehabilitation costs if an employee is injured or falls ill on the job. For instance, if your nurse gets injured lifting a patient, workers' comp will help cover their medical bills and lost wages during recovery.