Running an office comes with its own set of risks, and business insurance for offices is designed to protect your operations from financial loss. Whether it’s a client slipping on the premises or damage to your equipment, office insurance will provide coverage tailored to your specific needs, ensuring you’re prepared for unexpected incidents.
General liability insurance for offices covers third-party bodily injury, property damage, and personal injury claims. For example, if a visitor trips over a loose wire and injures themselves, this policy would cover their medical bills and potential legal fees.
A Business Owner's Policy (BOP) for offices combines general liability, property insurance, and business interruption coverage. If your office is damaged by a fire, the BOP will help cover repair costs and compensate for lost income during the downtime.
If your office staff use vehicles for business purposes, commercial auto insurance will protect against accidents, damage, and liability.
For example, if an employee gets into an accident while driving to meet a client, the policy will cover repairs and medical costs.
Professional liability insurance, also known as errors and omissions insurance, covers claims related to mistakes or negligence in the services your office provides.
For example, if a client claims financial losses due to incorrect advice given by your team, professional liability insurance would cover legal fees and settlements.
USA Insurance works with over 240 carriers and leverages 17+ years of expertise to secure the best rate for your office insurance. Get a quote, buy a policy online in under 15 minutes, and benefit from live, USA-based customer support located in Burbank, CA.
888-900-0205