(888) 900 0205How to Get Office Insurance
USA Insurance works with over 240 carriers and leverages 18+ years of expertise to secure a policy for your office insurance.
- Get a quote, buy a policy online.
- USA-based customer support located in Burbank, CA.
Business Insurance For Offices
Running an office comes with its own set of risks, and business insurance for offices is designed to protect your operations from financial loss. Office insurance can be tailored to your specific needs to help protect you from common unexpected incidents, subject to your policy terms and limits.¹
General Liability For Offices
General liability insurance typically covers third‑party bodily injury, property damage, and personal and advertising injury (for example, libel or slander), up to your policy limits.
For example, if a visitor trips over a loose wire, it falls under Bodily Injury; if you are sued for a defamatory statement about a competitor, it falls under Personal Injury.
Business Owner's Policy (BOP) For Offices
A Business Owner's Policy (BOP) for offices typically combines general liability, commercial property coverage, and business income (business interruption) coverage in one package. Business income coverage applies when a covered cause of loss (like a fire) forces you to temporarily close your operations for example.
Commercial Auto Insurance For Offices
If your office staff drive vehicles owned, leased, or rented by your business, commercial auto insurance is designed to help protect you against liability for accidents that cause injuries or property damage.
For example, if an employee driving a company‑owned vehicle gets into an accident while visiting a client, your commercial auto policy may help pay for third‑party injuries and property damage.
Note: If employees use their personal vehicles for business, you may need hired and non‑owned auto coverage.
Professional Liability Insurance For Offices
Professional liability insurance, also known as errors and omissions insurance, covers claims related to mistakes or negligence in the services your office provides.
For example, if a client claims financial losses due to incorrect advice given by your team, professional liability insurance may cover legal fees and settlements.
Avoid Insurance Claims
- Keep workspaces organized to avoid trip hazards.
- Ensure all electrical equipment is properly maintained.
- Install security systems to prevent theft or vandalism.
- Regularly review office safety protocols with your staff.
Why choose us
Numbers that prove it.
Independent. Licensed in all 50 states. Backed by partnerships with the carriers that matter to your business.
1,000+
Trades Insured
18+
Years In Business
240+
Years In Business
Our Partners
We partner with A-Rated AM Best Insurance Companies (ratings subject to change)
