What’s Not Covered Under Decking Contractor General Liability Insurance
Decking contractor’s liability insurance does not cover certain types of losses. These include:
- Intentional injuries or property damage
- Injuries to employees
- Tools and Equipment
- Other losses outlined in the policy
How To Get General Liability Insurance
Buying decking contractor’s general liability insurance is easy. Start by calling a local agent licensed in your state to write business. To start with, the agent will get the relevant information about your business to run the quote. This should only take a few minutes. Then the agent may change some of the coverage limits to show you how much more coverage you can get for a few dollars more a month. Decking contractors should know that getting double coverage doesn’t cost double. Evaluate the coverage and prices, and then choose the policy that makes the most sense for your business.
Other Insurance For Decking Contractors
General liability insurance isn’t the only type of insurance that a decking contractor may need. Other policies that he may need include:
- Business Personal Property
- Auto Insurance
- Workers Compensation
- Tools Coverage
- Surety Bond
- Excess Liability