Countertop Manufacturer Insurance

Bodily Injury Coverage

Bodily injury coverage is one of the most important reasons to carry countertop manufacturer general liability insurance. Costs will be covered if there is an injury on your property, such as a fall or accident at your shop. Additionally this coverage applies to the countertops that you manufacture as well. For example, if countertops that are manufactured cause a bad reaction due to materials used, for example, you will be covered with general liability.

Medical Payments

Regardless of the policy owner’s liability, countertop manufacturer general liability insurance coverage reimburses others who have suffered bodily injury (BI) or death for medical or funeral expenses sustained by the accident as long as the conditions are covered under the policy.

Property Damage

If property damage caused by your company (including your employees) occurs while delivering your countertops, for instance, or to another individual or company’s property that is on your premise, general liability will give you protection.

Fire Legal Liability

Coverage of your liability for fire damage to your rented property that includes garages which you occupy is typically provided as an exception to what is excluded on the policy that applies to the property in the policy owner’s care, custody, or control (CCC). As stated with standard commercial general liability CGL) policy, fire legal liability of the policy owner is subject to the “damage to premise rented to you” limit.

Products And Completed Operations

Clients who receive your countertops can unfortunately become dissatisfied and turn to litigation if it causes them harm or damages property, or they simply are unhappy with the finished product in their home. Products and completed operations will work to protect you in these instances.