Veterinary Office Liability Insurance

A General Liability policy for veterinary offices helps cover common risks that a business like yours might face. This coverage offers protection against third-party claims, including bodily injury, property damage, and related legal expenses. Whether it’s a client slipping in your clinic or accidental property damage, this insurance can cover costs up to the policy’s limit, including legal defense fees.

What’s Covered Under General Liability Insurance for Veterinary Offices

Here are a few examples of what’s typically covered by this insurance:

  • A customer trips and falls inside your clinic, leading to medical bills.
  • A pet owner claims that their property was damaged during a visit to your practice.

Limits Of Liability Insurance

  • Each Occurrence – Your policy limits the total amount of benefits that are paid for each claim per person.
  • General Aggregate – Your policy will dictate a general aggregate amount, which is the combined total maximum limit of coverage for all incidents, individuals and claims.

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What Does General Liability Insurance Not Cover?

Here are some examples of what’s not covered:

  • A malpractice claim related to an incorrect diagnosis of an animal’s condition.
  • Employee injuries that occur on the job (you'd need workers' comp for that).

Other Insurance Veterinary Offices May Need

Veterinary offices typically carry other important coverages as well, such as:

  • Auto Insurance: For business-related vehicles.
  • Workers Comp: Covers employee injuries.
  • Professional Liability: Protects against malpractice claims.
  • Excess Liability: Additional coverage beyond standard policies.

Get General Liability Insurance for Veterinary Offices

USA Insurance, located in Burbank, CA, has been a leader in commercial insurance for nearly 20 years. Our team of expert agents specializes in covering small businesses like veterinary offices. Licensed across all 50 states, we provide customized insurance solutions to protect your practice. With a 99% satisfaction rate and unmatched expertise, we ensure your clinic gets the coverage it needs, whether big or small.

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