(888) 900 0205Workers Comp Insurance for Vet Offices
If you run a veterinary office, having the right workers comp insurance is a must. Veterinary staff handle animals daily, which can lead to potential injuries. Whether it’s a dog bite or a strain from lifting heavy equipment, vet office workers comp insurance helps cover those medical bills and other costs that can arise from workplace accidents.
Medical Expenses for Vet Offices
Veterinary office workers comp insurance typically covers medical expenses for work-related injuries. For example, if a technician gets bitten by a dog while performing a routine exam, workers comp will cover their hospital visit, medications, and any necessary follow-up treatment.
Lost Wages for Vet Offices
If a veterinarian or a staff member needs to take time off to recover from an injury, workers comp insurance helps replace lost wages. For instance, if a vet tech sprains their back lifting a large dog and is unable to work for two weeks, workers comp will provide wage compensation during that time.
Disability Benefits for Vet Offices
If an injury leaves an employee temporarily or permanently disabled, workers comp insurance can provide disability benefits. Say a vet is permanently injured after being kicked by a horse. Workers comp would help cover long-term disability benefits to assist with the employee’s reduced capacity to work.
Vocational Rehabilitation
Workers comp insurance can also cover vocational rehabilitation if a vet office employee is unable to return to their old job. For example, if a receptionist develops severe carpal tunnel syndrome and cannot perform their usual duties, vocational training may be covered to help them transition to a new role.
Funeral Expenses
Workers comp for vet offices can also help cover funeral expenses in the event of a workplace fatality. If an employee dies from an injury while at work, the policy typically covers the costs associated with the funeral and burial arrangements.