Business Insurance for
Sewer Cleaner Insurance
Just like so many other industries, the sewer cleaning field has been affected by the recession and its recent recovery. It makes sense that as more homes and buildings are being constructed, there are more sewers to clean. That’s why you should be prepared for some growth, most likely at least 3% per year for the next 10 to 15 years. One aspect of getting prepared for the extra business is obtaining sewer cleaner insurance. Take a look at what you need to know before you do.
When you clean sewers, you can expect to be at your customers’ homes and businesses quite often. This means there is a chance you might accidentally damage their sewer or even other parts of their property while cleaning. When this happens, you will need to pay for any necessary repairs, and that’s what general liability coverage is for. Without it, you would likely have to pay hundreds or even thousands of dollars out of pocket to fix any damage.
Liability coverage can also pay for the medical treatment of anyone who is injured while you are performing your job. For instance, if someone trips over your sewer cleaning equipment, you will probably be liable for the medical bills. But when you have liability coverage, your insurance company will cover the cost. The same goes when you need legal assistance after another company claims you have committed copyright infringement, slander, or libel.