Property Damage Coverage
General liability insurance for janitorial services also protects you when property is damaged. If one of your employees break’ a lamp while cleaning a clients office for example, property damages coverage pays for a replacement or the cost of repairs.
Products And Completed Operations Coverage
Another section of general liability insurance for janitorial services is products and completed operations protection. This coverage protects your company if legal allegations are filed against you because of products you sold or services you rendered. Anyone who manufactures or sells products can be held legally liable if one of those products brings harm to a customer. If you provide a service and it is later discovered that your actions caused harm or property damages, then you’re legally liable for that as well. Products and completed operations coverage protects you from these potential risks both legally and financially.
Personal And Advertising Injury
Personal and advertising injury protects you when there are allegations of other types of harm. If a competitor or supplier files allegations of libel or slander for example, this section of your general liability for janitorial services insurance protects you.
Damage To Premises Rented To You
When you rent premises for your business operations, your landlord and least may require you to carry this coverage. As part of your general liability policy, rental premises coverage protects the property or structure that you use. For example, if one of your employees accidentally knocks a hole in the wall or causes a fire, this section of your coverage pays for the cost of repairs.