Professional liability insurance for medical professionals is known as Malpractice Insurance coverage. If you make a professional error in caring for a patient, they may sue you for injuries, pain and suffering or other losses and damages. Sometimes a patient may sue your company even when you are not at fault for their problems. Chiropractors professional liability can help when professional claims arise, regardless of whether they are warranted.
For example, you may have a patient sue your company because they are unable to lift fifty pounds of weight to perform their job. They may claim that your back alignment services caused an injury that prevents them from working. Your chiropractors professional liability insurance will help protect you from the legal and financial fallout that is caused by lawsuits of this sort.
Depending on the scope of your Malpractice Insurance policy, chiropractor’s professional liability coverage can pay for the costs of your legal defenses. It can also pay for the income that you lose because of time off work while dealing with the lawsuit, and it can pay the patient’s settlement or award when applicable.