(888) 900 0205Architect / Engineer Business Insurance
If you’re running an architecture or engineering firm, business insurance is a must. It protects against everything from lawsuits over design flaws to accidents on your job site. Architect engineer business insurance is designed to protect your firm, your projects, and your employees.
General Liability For Engineers
General liability insurance helps protect you and your company assets when unexpected things happen. Whether a gas pipeline bursts or an employee accidentally spills coffee on the original blue prints for a client’s million dollar project, general liability insurance is there to help cover the associated costs and expenses your company can incur to pay for the damages.
Business Owners Policy (BOP)
Business owners insurance is designed to protect your company’s primary assets, particularly the buildings and structures that are your principal place of business. For example If your office complex is destroyed in a fire, business owners insurance will pay you for lost income and provide your company with temporary office spaces until the original buildings are repaired or rebuilt.
Workers Compensation Insurance For Engineers
If you have one or more employees in your company — regardless of whether they are an architect, engineer, secretary, or maintenance personnel — you are required by law to carry workers comp insurance. This insurance protects your firm from liability and lawsuits if an employee is injured on the job, and it pays for the associated medical and rehabilitation expenses your employee may have due to the injuries sustained.
Professional Liability For Architects And Engineers
Professional liability insurance helps protect you in the event that you make an error when providing professional services to your clients. For example if an engineer who forgets to note the location of a load-bearing wall, can be sued by a client if they suffer financial hardship due to that omission.