Alarm System Installer Insurance

Business Owners Policy (Bop)

• Equipment Breakdown – Alarm system installers work with specialized equipment to ensure the safety of their customers. Specialty equipment ensures you can quickly and efficiently complete your work orders and increase business as well. A BOP can protect your company against the expense of important equipment breakdowns.
• Buildings and Contents – When natural disaster strikes, you could suffer damage to your company offices. Damage to the buildings themselves and the tangible equipment you have inside, such as your office furniture, can be expensive to repair and replace.
• Business Income and Extra Expense – When major damages occur you may find that your company is unable to conduct business until repairs are made. A BOP can provide you with lost income and pay for temporary work locations.
• Products and Completed Operations (Included in General Liability) – After you install a security alarm system in your customer’s home, problems can arise in the future. Whether the problems lie with the products you sold to the customer or the installation services you provided, a BOP can protect you from potential liability.
• Electronic Data  – Modern alarm system companies often use specialized electronic data such as design or monitoring software. If your electronic data is destroyed due to a power surge or a computer virus, a BOP can help cover the cost of lost data.
• Newly Acquired or Constructed Buildings – As your company grows, a BOP can expand to cover new office locations and equipment storage units.
• Valuable Papers Protection – If your company keeps valuable physical paperwork on hand, such as security equipment warranties and supply contracts, a BOP can protect you from the loss of all valuable papers.
• Employee Dishonesty Coverage – A BOP can protect your company from fraud and dishonest acts committed by your employees. You can protect yourself from losses due to forgery, unauthorized fund transfers and more with this coverage.