Workers Comp Insurance for
Workers Compensation Insurance for Flooring Contractors
Law requires you to hold workers compensation for your flooring contractor business when you have employees. It protects you in the event that one of your workers is hurt while working for you. This could occur in your office or in a customer’s home where flooring is being installed. That worker may need first aid, a hospital visit, care from a physician, rehabilitation, dental care, prescriptions, diagnostics, and more. The costs can really pile up and your insurance keeps you from losing your business to them.
First Aid Treatment
Minor injuries are likely common when you have people putting in flooring. Often, these require only minor, one-time first aid treatment, which is inexpensive. In some states, you are allowed to pay for this first aid by yourself or through your business, rather than making a claim on your flooring contractor workers compensation. Making a claim may end up being more of a hassle and costing you more than simply paying for the first aid.