Workers Compensation Insurance for Auto Glass Shops

If you’re running an auto glass shop, you’re working with tools, glass, and vehicles—so, yeah, accidents happen. That’s where auto glass workers comp insurance comes into play. It helps keep your business rolling if an employee gets hurt on the job, covering those unexpected costs that can really add up.

General Liability

Commercial Auto

Garage Keepers

Workers Compensation

Medical Expenses for Auto Glass Workers

Auto glass workers comp insurance covers medical expenses when an employee gets hurt at work. For example, imagine an employee cuts themselves while installing a windshield. Those ER visits, stitches, and follow-up appointments? Covered. Workers comp makes sure they’re taken care of without you footing the entire bill.

Lost Wages for Auto Glass Workers

If an injury leaves your employee unable to work, workers comp steps in to cover a portion of their wages. Let’s say one of your guys gets a back injury while lifting a heavy windshield. If they’re out for two months, their lost wages are covered—helping them stay financially afloat while they recover.

Disability Benefits for Auto Glass Workers

When an injury leaves a worker partially or fully disabled, workers comp insurance can offer disability benefits. Imagine one of your workers loses mobility in their hand after a serious glass-cutting accident. They’re no longer able to perform their job, but workers comp provides long-term financial support.

Vocational Rehabilitation

Sometimes an employee can’t return to their original job after an injury, but workers comp can offer vocational rehab to retrain them for a new role. Say an installer suffers a severe wrist injury and can no longer handle glass safely. Vocational rehab can help them transition to an administrative or sales position within your shop.

Death Benefits

In the tragic event an employee dies on the job, workers comp provides financial support to their family. For instance, if an employee suffers a fatal accident during a windshield installation, workers comp helps their loved ones with immediate expenses, offering some relief during a tough time.

Funeral Expenses

Workers comp will also cover funeral costs if an employee passes away due to a work-related injury. In the event of a fatal accident in your shop, funeral expenses can be covered, ensuring that the family doesn’t bear the financial burden alone.