General Liability for Juice Bars
Owning a juice bar means you get customers coming to your place of business all day, every day. When so many people come and go, there’s a chance one or more will somehow be injured while on your property. They might slip on some spilled juice on the floor, or they could trip over a mop that was left on the ground. Regardless of how they are injured, you need to make sure you can pay for legal costs in case you are sued after a customer is injured. This is why you need general liability when you buy juice bar insurance.
This coverage type can also pay for legal expenses when another business accuses you of slander or libel. It will even cover you if you are accused of copying the website or advertising content from a competitor. Even if you plan to be careful about avoiding copyright infringement, you never know when a business will make accusations, requiring you to defend yourself so you do not lose your company.
You need a business owner’s policy, or BOP, as part of your juice bar insurance because this coverage protects several aspects of your business. One of the most important parts of this policy is the business personal property coverage, which means if your juicing equipment or any furniture in the building is stolen or damaged, it will be replaced. This type of business insurance also includes building coverage, so if a fire or other disaster destroys the building where your juice bar is located, you won’t have to pay out of pocket to have it repaired or rebuilt. These are just some of the ways in which a BOP can protect your business.