Business Insurance for
Coffee Shop Business Insurance
Owning a coffee shop is much like owning a restaurant with a few key differences. If you offer coffee and snacks then you may not need as many employees, and you can adjust your operating hours to fit your clientele. Coffee shops are popular gathering places for customers and you’ve worked hard to make yours a successful hang out spot. Make sure all of your hard work doesn’t go to waste by protecting yourself with commercial insurance coverage.
General liability is particularly important for coffee shop businesses like yours, because you have a lot of people coming and going throughout your operating hours. If a customer were to receive an injury while at your shop, he could sue your company for the damages. General liability protects you from potential liability created by bodily injury to customers and customer property damages as well. It also provides you with product and advertising liability. If, for example, claims are made against you in the future for a picture you included in a magazine advertisement, general liability would cover the damages.