E&O Insurance For Flower Shop and Florist
Errors & Omissions (E&O) Insurance. It’s kind of a big deal when it comes to protecting your business. Sure, you’re probably focused on making your customers happy with the perfect bouquet, but what happens when things don’t go as planned? That’s where this insurance comes in handy.
Incorrect Orders or Delivery Failures
If a client claims that your mistake caused them to lose money or messed up their big day, E&O insurance can cover the costs to make it right. It helps keep the stress of lawsuits off your back.
Misrepresentation of Products
If someone feels like the flowers they got didn’t match what was promised, and it affects their business or event, you could be on the hook. E&O insurance covers you for stuff like that, saving you from the financial fallout.
Contract Disputes
If you’re working with clients for big events—like weddings or corporate gigs—contracts are your best friend. But sometimes, people aren’t happy. Maybe they say you didn’t deliver what was agreed upon. E&O insurance? That’s your safety net. If they try to sue, you’ve got the coverage to help fight it or settle.
Design Errors
E&O insurance covers those “oh no” moments when a mistake costs someone money or leads to extra costs to fix things.