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Insurance For Fitness Centers & Gyms

Fitness centers and gyms are an excellent business to own. They are full of activity each day and they provide an ongoing source of income through both membership fees and additional product or service sales. With the high level of activity you have in your fitness center or gym however, it’s very important to make sure you have the right types of business insurance.

General Liability

General liability is the base type of business insurance your fitness center or gym should carry. It’s a broad level of coverage that acknowledges things can and do go wrong. Commercial general liability can protect you from financial hardships caused by a variety of accidents and potential risks. It runs the gamut of coverage from customer injuries to product and advertising liability.

General Liability
Property Coverage
Commercial Auto
Workers Compensation
health club insurance
health center insurance
General Liability Insurance Includes:

Business Owners Policy

A business owners policy (BOP) includes general liability insurance while providing additional coverage. This business insurance can be tailored to meet the specific needs of your fitness center or gym. You can select from several different types of tangible or intangible insurance coverage options, such as:

Business Auto

Business auto insurance protects your gym or fitness center from financial hardships caused by auto accidents. If you or an employee is involved in an accident while driving for business purposes, your auto insurance policy will pay for vehicle repairs, medical bills, and ongoing related expenses.

Workers Comp

Workers comp insurance pays for your employee’s medical care bills when they are injured on the job.

Commercial Umbrella

Commercial umbrella coverage is business insurance for worst case scenarios. If your regular business insurance policies reach their maximum payout limits, commercial umbrella can provide additional coverage above and beyond those levels.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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