Waterproofing Installer Insurance

Waterproofing installer insurance covers third-party injuries and property damage, your gear, your vehicles, your team, and claims tied to your work. Jobsites get wet, loud, and messy. Hoses whip, solvents sting the nose, and fans hum all day. Stuff happens. With the right policy stack, a small mishap doesn’t become a big bill. I’ve insured crews sealing basements, patios, and high-rise decks for years.

General Liability for Waterproofing Installers

This covers third-party bodily injury, property damage, and personal/advertising injury. Think slippery work areas, overspray on a neighbor’s car, or a customer tripping over a hose during a walkthrough. Certificates for GCs? Yep—easy and fast.

Claim example: A homeowner slips on a freshly primed stairwell, breaks a wrist, and needs PT. General liability pays medical bills and the legal defense, so you keep working.

Business Owner’s Policy (BOP) for Waterproofing Installers

A BOP bundles general liability with coverage for your business property—office computers, moisture meters, membranes, drums, and even lost income after a covered loss like a fire or vandalism. It’s lean, affordable protection for day-to-day operations.

Claim example: A small shop fire scorches stored rolls of sheet membrane and a sprayer. The BOP pays to replace gear and covers a week of lost income while you regroup.

Commercial Auto Insurance for Waterproofing Installers

Covers company vehicles you drive to jobs: vans, pickups, box trucks. Includes liability for at-fault accidents, physical damage, and options for hired/non-owned autos when crews use personal cars for site visits or supply runs.

Claim example: Your loaded van rear-ends a car in stop-and-go traffic. Auto liability covers the other driver’s injuries and repairs; collision fixes your van so the pumps get back on the road.

Excess Liability for Waterproofing Installers

Adds extra limits over your general liability, auto, and employers liability. When you’re sealing podium decks or luxury condos, one claim can climb fast. Excess steps in after base limits are used up.

Claim example: A multi-unit leak triggers a seven-figure property claim plus legal fees. Your base GL pays first; excess pays the rest, up to its limit.

Tools Coverage for Waterproofing Installers

Also called inland marine. It protects pumps, sprayers, grinders, generators, negative-air machines, and hand tools—on site, in transit, or locked in the trailer. Includes theft and accidental damage.

Claim example: Overnight, thieves cut the trailer lock and take a gas-powered sprayer and grinders. Tools coverage pays replacement cost so you’re not renting gear all month.

Professional Liability Insurance for Waterproofing Installers

Errors & omissions for your trade. Covers allegations that your advice, substrate prep, or system selection caused a loss—like moisture intrusion, blistering, or mold remediation. Defense costs are included.

Claim example: A deck coating fails after a storm. The HOA alleges improper prep and seeks tear-off, re-install, and interior repairs. Professional liability funds defense and settlement.

Workers Comp Insurance for Waterproofing Installers

Pays medical bills, wage replacement, and rehab when employees get hurt or sick from work—falls, chemical exposure, heat stress, lifting injuries. Keeps crews cared for and jobs moving.

Claim example: A tech gets a chemical burn from epoxy while sealing a sump. Workers comp covers ER treatment, prescriptions, and time off until the skin heals.

Why Choose USA Insurance

We're here to make buying coverage quick and clear. And we've got a 99% customer satisfaction rate to prove I can bring you unmatched expertise in commercial insurance, Business Insurance USA is a trusted name. We specialize in protecting waterproofing installers and small businesses—artisan contractors, retailers, manufacturers, and service pros. Licensed in all 50 states, we blend nationwide reach with local know-how from Burbank, CA. We tailor policies to fit—so you’re not over-insured or under-protected. Let’s size your risks, set fair limits, and keep cash flow in mind. Call, text, or click—We’ll quote fast and keep renewals sharp.

Being licensed nationwide lets us bring you policies fast.
Our expertise with your industry means we bring you just the tailored coverage you need.
You're able to secure the best future rates for your business using our proactive renewal process.
Large or small, your contractor company gets competitive and affordable rates.

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