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Siding Contractor Liability Insurance

Siding contractor general liability insurance gives your company and customers a number of different types of protection when accidents occur. Independent siding contractors and small businesses which have employees need this protection in order to successfully operate a thriving business.

When accidents or legal allegations come up, this insurance policy makes it so that your company can address the issues without suffering the severe financial consequences often associated.

What’s Covered Under General Liability Insurance for Siding Contractors?

As a siding contractor, your General Liability Insurance helps cover things that can go wrong on-site. For example:

  • Property Damage: Maybe you knock over a ladder and damage the homeowner’s car in the driveway. Your policy kicks in to cover the repair costs.
  • Bodily Injury: If a passerby trips over your equipment and gets hurt, their medical bills will be taken care of.
  • Legal Costs: If someone sues you over property damage or injury, your policy helps cover the legal fees.

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What's Not Covered Under Siding Contractor General Liability Insurance

There are certain things your General Liability won’t touch. For example:

  • Faulty Workmanship: If you install siding incorrectly, and the homeowner sues for poor quality, this isn’t covered. You’d need professional liability for that.
  • Employee Injuries: If your crew gets hurt on the job, General Liability won’t cover it. Workers' comp takes care of your employees' injuries.

Other Insurance Siding Contractors Should Consider

Siding contractors often need more than just General Liability. Here are some other coverages to think about:

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Get General Liability Insurance for Siding Contractors with USA Insurance

USA Insurance, based in Burbank, CA, has been a leader in commercial insurance for nearly 20 years. With a 99% customer satisfaction rate, our agents are licensed nationwide and offer top-tier expertise in siding contractor insurance. We’re here to make sure you’re covered, whether you’re handling a small job or a big project. We understand the risks that come with working in construction, and we tailor coverage to meet your specific needs.

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