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Sandblasting General Liability Insurance

Sandblasting general liability insurance provides essential protection for your business, covering third-party claims related to property damage, bodily injury, or medical expenses. If your work causes damage to a client’s property or results in someone getting hurt, this coverage helps pay for legal fees, judgments, and medical costs up to your policy limit. It’s a smart safety net to shield your business from unexpected challenges while you focus on getting the job done right.

Is Sandblasting General Liability Insurance Required

Depending on where your business operates, general liability insurance for sandblasting might be mandatory. Many states or local jurisdictions require contractors and service businesses to carry this coverage, especially if you work on commercial properties or government projects.

For example, in California, contractors need general liability insurance to maintain a license. Even if it’s not legally required, clients often expect it before signing contracts. Check your state’s rules and consider that this coverage can also open the door to larger, higher-paying jobs.

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What's Covered Under Sandblasting General Liability Insurance

This insurance offers broad protection for your sandblasting business. Here are some examples:

  • Property Damage: If your business accidentally damages someone else's property while sandblasting. Maybe you're sandblasting a building and accidentally damage a nearby car with flying debris.
  • Bodily Injury: If someone gets hurt on your business property or because of your sandblasting operations. Like, if a customer slips and falls on debris.
  • Legal Costs: Someone sues your business over damages or injuries caused by your work.
  • Personal and advertising injury: This covers things like libel, slander, or copyright infringement. Let's say you accidentally use a copyrighted image in your advertising.

This policy is crucial for handling unexpected accidents that could otherwise threaten your business.

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What Does Sandblasting Insurance Not Cover

While sandblasting general liability insurance is comprehensive, there are some exclusions. For instance:

  1. Employee Injuries: If your worker gets hurt on the job, this is typically covered under workers' compensation insurance, not general liability.
  2. Faulty Workmanship: If your sandblasting leaves uneven surfaces or damage due to poor workmanship, you’ll need professional liability insurance for those claims.
  3. Professional liability (Errors and Omissions): If you make a mistake in your professional sandblasting services that causes financial harm to a client, general liability won’t cover it. For instance, if you incorrectly estimate the time needed for a job, costing the client money.

Understanding these limitations helps you choose the right additional coverages for full protection.

Other Insurance Sandblasting Businesses Should Carry

In addition to general liability, sandblasting businesses often benefit from:

Example: A claim for damaged sandblasting equipment or a stolen work truck could leave you financially vulnerable without these additional policies.

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USA Insurance

Get Sandblasting Liability Insurance
USA Insurance, based in Burbank, CA, has nearly two decades of expertise in commercial insurance. With agents licensed in all 50 states, we specialize in small businesses and artisan contractors like sandblasters. Our tailored plans offer exactly what you need—no more, no less—to protect your business.

We’re not just an insurance provider; we’re your partner in navigating risk. With a 99% customer satisfaction rate and a deep understanding of the commercial insurance world, you can trust us to keep your business safe. From local insights to national capabilities, we’ve got you covered.

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