Workers Comp Insurance for
If you hire anyone in your pharmacy, workers compensation is something you must have by law. This type of insurance is designed to protect you, as the employer in the event that an employee is hurt or becomes sick because of working for you. That worker is entitled to compensation for medical care and the costs can be extensive. They could include the costs of doctor visits, stays in a hospital, prescription medications, diagnostics, and even rehabilitation or physical therapy.
First Aid Treatment
Even for the most minor of accidents, your employees are entitled to medical care. This may be as simple and inexpensive as first aid. Technically, your workers compensation policy for your pharmacy can cover the small costs of first aid for small injuries. But, it is sometimes more trouble and leads to more expense to make a claim on your insurance for something so inexpensive. For this reason, many states allow you to simply pay for first aid care out of pocket without involving workers comp.