Workers Comp Insurance for
If you employ people in your nail salon, workers compensation is a component of business insurance that you are required by law to hold. The requirement is intended to protect you in the event that a worker is injured on the job or becomes ill from being at work. If it happens, your insurance covers the necessary medical expenses such as visits to doctors, hospitalization, medications, physical therapy, and more. It also helps you pay your employee lost wages when they cannot return immediately to work.
First Aid Treatment
An employee in your nail salon may get a minor injury that needs only first aid treatment on the spot. They are entitled to this type of inexpensive care and its cost can be covered by the workers compensation insurance you hold for your nail salon. However, the cost of filing a claim may be more than the actual treatment. For this reason, some states will allow you to pay for the first aid care out of pocket rather than making a claim.