Junk Removal Insurance

Your work involves driving around picking up old furniture, scrap, trash, or other junk. And maybe you started this as a side hustle to make extra cash on the weekends, or maybe you purposely planned to grow it into a large-scale operation. Regardless of which way you started, you might or might not know that junk removal insurance can keep your business protected when accidents cause property to get damaged, or people to get hurt.

General Liability for Junk Removal

General liability is insurance that protects your business when something happens to a person or property outside of your business. Let's say someone gets hurt and blames it on your company. They'll likely sue you to pay for medical care and all of the related expenses that come with injuries. General liability lets your company roll with that, instead of having to pay for everything directly out of pocket.

Claim example: While removing an old sofa, a crew member accidentally knocks over a client’s antique lamp. General liability covers repair or replacement costs.

Business Owner's Policy (BOP) for Junk Removal

A BOP combines general liability with property insurance for your office, equipment, and storage facilities.

Claim example: A fire damages your storage unit containing protective gear and office equipment. The BOP covers replacement costs and lost income.

Commercial Auto Insurance for Junk Removal

Commercial auto covers your trucks and vans, protecting against accidents, damages, and liability claims on the road.

Claim example: Your truck backs into another vehicle while leaving a job site. Commercial auto covers repairs and related expenses.

Tools Coverage for Junk Removal

Protects tools and small equipment from theft or accidental damage, whether at your shop, on the road, or at a client site.

Claim example: Hand trucks and saws are stolen from your vehicle overnight. Tools coverage reimburses the replacement cost.

Workers Comp Insurance for Junk Removal

Provides benefits for employees injured while working, covering medical bills and lost wages.

Claim example: A worker strains their back lifting heavy appliances. Workers comp covers medical treatment and partial wages.

Why Choose USA Insurance

Our company prides itself on giving you personalized protection on a nationwide basis. We've been satisfying customers in all 50 states for almost two decades, and we specialize in creating tailored coverage options for businesses like yours.

Some of the reasons you should choose our services include:

Fast policies -- Since we're licensed in all 50 states, we can get your policy up and running quickly.
Tailored coverage -- Your business is unique and its insurance coverage needs are too.
Flexible payments -- Having flexible and affordable payment options helps your company be fully protected, within budget.
Proactive renewals -- This process helps your company stay ahead of future price increases.

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FAQs For Junk Removal Insurance

How much is junk removal insurance?

It varies based on trucks, crew size, and coverage needs.

How to buy junk removal insurance?

Work with a licensed agent for a tailored quote.

What is an additional insured endorsement?

Adds another party to your policy for shared coverage.

What is a certificate of insurance?

Proof of coverage often required by clients.

How can I save on business insurance in my state?

Bundle policies, maintain a safe work record, and review coverage annually.