Business Insurance for
Hood and Chimney Cleaner Business Insurance
A recent survey of people in the hood and chimney cleaner business found that more than half of those surveyed had started offering new services in the last five years. In addition, over one quarter had started adding more employees and company vehicles to the business. If you are experiencing this kind of growth within your own company in this industry, you need to ensure you have the right hood and chimney cleaner business insurance.
General Liability For Hood And Chimney Cleaners
One of the most important types of coverage is general liability. This is because it will protect you from having to pay out of pocket if your services happen to cause damage to any of the homes you work on. No matter how careful you are to simply clean kitchen hoods and chimneys, there is a possibility that you will accidentally damage the area you are cleaning. This could lead to lawsuits from customers seeking money from you so they can pay for any necessary repairs. The general liability coverage of your hood and chimney cleaner business insurance will protect you from having to sell your personal assets to afford any lawsuits that are brought against you.
Another good reason to make sure you have general liability coverage is so you can pay for the medical treatment of any customers who are harmed once you provide your services. Whether a customer trips over your cleaning equipment or slips on the debris you clean out of their hood or chimney, you could be held liable for the expense of their medical care. This is why you should have at least $1 million in general liability when you get hood and chimney cleaner business insurance.