Insurance Coverage for
California Home Remodeler Business Insurance
If you want to work in California as a home remodeler, you need to become licensed by the California Contractors State License Board. This requires you to obtain the proper insurance, and then be prepared to show your Certificate of Insurance to any clients who ask. California home remodeler business insurance provides several types of coverage to local residential remodelers.
General Liability Coverage
Liability coverage is among the most important parts of your California home remodeler business insurance policy. You never know what may go wrong during a remodeling project; a client could become injured after tripping over your equipment, or you might accidentally damage part of the house you are working on. Either way, having general liability insurance means you won’t have to pay out of pocket for property damage or medical bills.
In California, you need liability coverage of at least $1 million for up to five members in your company. If you have more than five, you will need an additional $100,000 per person.