Business Insurance for
Wine Distributor Liability Insurance
When you distribute wine for a living, you play a large part in helping people unwind after work or even celebrate important occasions with a glass of wine. But you also have the responsibility of ensuring that no one is injured on your business property, and this is why you need wine distributor liability insurance.
Whether you host wine tastings at your facility or send out employees to stock the shelves of grocery stores and restaurants, there’s a chance someone will get injured near the area where you or your employees are working. And when you work in an industry that’s worth about $84 billion and is set to grow by 2 percent every year over the next decade, it makes sense to protect your business with the right insurance (Source: IBISWorld).
Liability Insurance Will Cover These Expenses
When you get general liability (GL) as part of your wine distributor insurance policy, you can rest assured that it will cover the following types of expenses:
- Legal costs, such as the fees involved with hiring a lawyer, gathering up any legal paperwork for your case, and expenses needed for witnesses
- Legal settlements costs that may occur if you lose the case
- Any time you have to spend away from your wine distribution center in order to go to court
- The amount of the bond you might have to get