Open Roof Coverage in General Liability Insurance
Open roof coverage is an essential addition for roofing contractors. This coverage specifically addresses damage caused by weather—like rain or strong winds—while a roof is exposed during a project. It protects your business from costly repairs if the interior of a building is damaged due to an open or incomplete roof.
Imagine a scenario where you're halfway through a roofing job, and an unexpected storm rolls in, damaging the interior. Without open roof coverage, you'd likely be responsible for the damages. With it, though, your policy can help cover the costs, saving you from significant financial loss.