Lighting Fixture Manufacturer Insurance
Companies that specialize in the manufacture of lighting fixtures can enjoy personalized coverage for the specific needs to this industry with lighting fixtures manufacturer general liability insurance that covers you from things like accidents and property damage. Lighting fixture manufacturer business insurance will go even one step further to give you even greater protection for things such as the contents of your buildings, and other issues that may lead to lawsuits, for instance.
Bodily Injury Coverage
In the event that a lighting fixture were to cause an injury, for example, your business will have financial protection, which makes a very important reason to make sure you have lighting fixture general liability insurance coverage. In addition, accidents in your shop are covered as well. Any harm that is caused by anyone associated with your company to another individual which results in legal or medical fees are also covered.
This portion reimburses others for medical or funeral expenses who suffered from bodily injury (BI) as well as instances of death sustained by an accident, regardless of the policy holder’s liability. Circumstances covered must be stated in the conditions of the policy.
Your lighting fixture manufacturer general liability insurance will also work on your behalf in the event an employee or anyone who represents your business damages property- whether at a different location or on the premises of your business site.
Fire Legal Liability
Your manufacturing plant and any other structures you own for business purposes are covered, subject to the “damages to premises rented to you” limit under the standard commercial general liability (CGL). Typically, this coverage is given as an exception to what is excluded on your policy and it applies to property under your care, custody, and control (CCC).
Products And Completed Operations
As a business owner who provides lighting equipment, you risk being sued if a client is dissatisfied with a product, as well as in the event of your lighting equipment harms them in any way. This includes any subsequent physical or mental suffering that the customer faces. However, your financial assets are kept secure from any resulting lawsuit in this instance by means of your general liability coverage.
Personal And Advertising Injury
This portion of your coverage works to protect you in the event of a lawsuit from claims such as libel, slander, discrimination, and other similar claims.
Lighting fixtures manufacturer business insurance provides coverage for your property. Any buildings and structures you list on your policy are protected, including the additions and improvements you make, so long as they are permanent in nature.
Business Personal Property Coverage
The contents you own inside your business structures such as file records, equipment, and furnishings are typically protected as part of your BOP plan, if you elect this coverage.
Additional Coverage Available In BOP
Protect other valuable assets under your BOP with coverage for: Employee Dishonesty, Inland Maine, Hire and Non-owned auto, Valuable Papers, and Care, Custody and Control.