Business Insurance for
Public libraries are important institutions for tax paying residents in most cities. Using funds from taxes, many communities set up libraries where patrons are able to borrow books, periodicals, DVDs, books on CD, and even downloadable books for e-readers. Libraries also provide reference services to help patrons find information on just about any topic. Business insurance is a must for libraries.
General Liability Insurance
General liability insurance is a must-have small business insurance policy. This type of policy provides a broad type of protection for the library, the patrons, and the employees. General liability insurance protects the library in the case of accidents, for instance if someone slips and falls on an icy entryway. The library is liable for such an accident if they failed to salt the walkway. This coverage can help pay for resulting medical expenses.