Jewelry Manufacturer General Liability Insurance

Jewelry manufacturers, just like all other businesses, benefit from having a solid insurance plan to keep the assets of business safe. Jewelry manufacturer general liability insurance protects your businesses from many types of lawsuits and circumstances that may cause you financial loss. Accidents, injuries from products, and property damages are covered with general liability. Additionally, jewelry manufacturer business insurance further protects even more aspects of your company to keep things running smoothly.

general liability insurance icon

General Liability

property coverage icon

Property Coverage

commercial auto icon

Auto Insurance

workers comp icon

Workers Compensation

tools insurance icon

Tools Coverage

Bodily Injury Coverage

Different situations can give rise to bodily injury, and medical payments and litigation can many times be a result. You will be covered in the event someone has an accident in your shop, for instance, or even has a bad reaction to a particular piece of jewelry you sell. Any harm that is caused by an individual or product associated with your company makes you liable, but bodily injury (BI) has you covered.

Medical Payments

Jewelry manufacturer general liability insurance will reimburse others regardless of your liability for medical or funeral expenses that occur as a result of bodily injury (BI) or death that was sustained under the conditions stated in the policy.

Property Damage

If your employee or anyone representing your company damages property, whether at a client’s home, the location of vendor’s premise, or even within your own structures, you will be protected from financial and legal expenses.

Fire Legal Liability

For any structures and the buildings that you occupy for your business, subject to the “damages to premises rented to you” limit, you are covered under the standard commercial general liability, or (CGL). The coverage of fire legal liability under your jewelry manufacturer general liability insurance plan is typically given as an exception to what is excluded in your policy when it applies to property under the policy holder’s care, custody, or control (CCC).

Products And Completed Operations

When you provide your range of jewelry products to the customers who enjoy them you are always at risk for legal action, unfortunately. Customers could potentially sue you if they become dissatisfied with your product, or if it causes them harm, and even damages their property. With products and completed operations, however, you will be protected in the event litigation follows.

Personal And Advertising Injury

Other instances that you will be financially protected under your jewelry manufacturer general liability insurance coverage would be in the situation of an individual claiming slander, libel, discrimination, and other related claims.

Building Coverage

Jewelry manufacturer business insurance gives your company coverage for property that may become damaged. You must list the specific structures and building that you intend to purchase coverage for and your BOP coverage will additionally encompass any improvements that you make, so long as they are permanent to your structures.

Business Personal Property Coverage

Protect the equipment and tools that you use to make your jewelry, as well as any furnishings, records, and other contents located inside your business structures when you elect to activate this portion of your jewelry manufacturer business insurance plan.

Additional Coverage Available In BOP

Other coverage available includes: Valuable Papers, Employee Dishonesty, Inland Maine, and Hire and Non-Owned Auto..