Hot Dog Vendors

General Liability Insurance Includes:

• Premises Liability – Premises liability coverage protects your customers from accidents. If a customer is visiting your hot dog vendor stand or stationary location and they have an accident that causes them bodily harm, they may sue your company for the damages. Your premises liability coverage will pay their medical bills instead, and it will pay for personal property damages sustained at your business location too.
• Products Liability – When you sell products to customers, there is always the risk that something will be wrong with one of those products. Whether the product is defective or it has been recalled due to contamination of some kind, it can hurt your customers or make them ill. Products liability coverage can pay for the customers medical bills if this happens. It can also pay for your legal defense costs when lawsuits are filed.
• Completed Operations – Sometimes lawsuits arise after you have finished completing the operations you were paid for. When a customer feels that the services you rendered caused them physical harm, or they feel your services caused damage to their personal property, your completed operations coverage can pay for those medical or repair bills. This coverage also pays for litigation expenses when necessary.

Business Owners Policy

A business owners policy (BOP) includes general liability while providing your hot dog vendor business with additional small business coverage. This insurance is customizable to fit your hot dog vendor needs, and it primarily protects you from financial hardships caused by the loss of tangible or intangible business assets. Examples of coverage options include:

• Buildings and Contents
• Business Income and Extra Expense
• Electronic Data
• Newly Acquired or Constructed Buildings
• Employee Dishonesty Coverage