Driving Schools

General Liability Insurance Includes:

• Premises Liability – Premises liability insurance protects you from accidents that happen at your driving school. If a customer injures themselves by slipping on a wet floor for example, your premises liability coverage will pay for their doctor’s care or hospital visit when warranted. Likewise if a student’s property is damaged on your business premises – for example if another student driver runs into someone else’s vehicle – your premises liability coverage will pay for the repairs of the property that was damaged.
• Products Liability – Products liability protects you from problems that can arise due to products you sell at your driving school. It can also protect you from problems that arise due to your school’s advertising practices. If, for example, your driving school runs a magazine advertisement that features the photo of a teenage boy and the photo does not have a proper model release, your company can be sued for using it. Your products liability coverage can help pay for the litigation expenses, pay settlements, and pay other damages or pain and suffering judgments.
• Completed Operations – Completed operations coverage protects your driving school when legal issues arise over operations that were completed in the past. For example, if one of your driving school instructors taught someone a driving technique that was later found to be illegal, that customer could be faced with fines or other legal actions due to what was taught to them. They may sue your driving school for these damages. Your completed operations insurance can help pay for the legal fees and costs associated with claims of this sort.