Business Insurance for
Catering is a $9 billion industry that is expected to grow by about 1.5% every year for at least the next decade. So this might be the time to open your own catering business or expand the one you currently have. But before you do so, you should make sure you have enough insurance coverage to protect your business and its employees. Get to know the coverage you need to include within your caterer insurance policy.
General Liability For Caterers
When you work as a caterer, you serve people food and drinks at a variety of places, from businesses to homes. This is why you need a business insurance policy with general liability that covers you wherever you happen to be working. For example, if the food or drinks you serve make people sick, or if a customer trips over a stack of serving trays, general liability will pay for any medical treatment or lawsuits that occur as a result.
The general liability portion of caterer insurance also pays for any lawsuits brought on by competitors. So if another business claims that you have committed libel, slander, or copyright infringement, you will be glad to have liability coverage to pay for your legal costs.