General Liability Insurance
General liability insurance helps you protect as much of your business from financial loss as you possibly can. As a comprehensive coverage option, general liability automatically provides insurance protection for new products, new services, and new business locations as your furniture store grows.
General liability protects you from customer accidents inside your store. It also protects your business from potential financial hardship if one of the products you sell is hazardous to a customer in some way.
General liability is a commercial insurance policy that you can purchase by itself to provide basic coverage for your business. It is also included in a business owners insurance policy.
A business owners insurance policy (BOP) is ideal for small businesses like yours because it protects you against a wide variety of potential events. Business owners insurance protects you from the loss of your physical structures, such as the primary furniture retail store you operate from. It also protects the contents inside your store, such as the inventory you carry.
BOP is a flexible form of insurance that can be configured to meet the specific needs of your furniture store. If you keep valuable papers or accounts receivable inside your store for example, this insurance will protect those items from loss. It will also restore, recover or replace lost electronic data and equipment such as your store computers and specialized home design software applications.