Business Insurance for
Insurance for Cigar & Tobacco Shops
Owning a cigar or tobacco shop is similar to owning a small retail store. There are obvious differences in your customer base, regulations and legal requirements of course. There can also be differences in your liability and loss risks. Be sure you protect your cigar shop with the right types of commercial insurance to fit your company’s needs.
General liability (CGL) can protect your company from unexpected damages, injuries, natural disasters and other pitfalls that can ruin your business. For example, if a customer claims their property was damaged while they were at your shop, general liability can cover the damages. It can also protect you from expenses that arise when customers receive an injury in your store, or when claims of advertising damages are made. GL covers most of your basic small business insurance needs and expands the coverage automatically as your company grows.