Business Auto Insurance Coverage
Commercial Auto Uninsured & Underinsured Coverage
Uninsured motorist coverage is insurance that you can add to your commercial auto insurance policy to protect yourself against people who do not carry their own auto insurance. If you are involved in an auto accident and the other driver does not carry liability insurance – or they do not carry enough of it – your Uninsured Motorist coverage will protect you.
The amount of Uninsured motorist coverage you can get varies from one state to another. Some jurisdictions make this coverage mandatory while others limit the coverage options. Speak to one of our specialists to learn what is available for your company’s best protection levels.
Depending upon where you live and do business, there can be three different types of coverage for Uninsured Motorist coverage. All three may be bundled together as well.
- UM/UMBI – Uninsured Motorist insurance
- UIM – Underinsured Motorist insurance
- UMPD – Uninsured Motorist Property Damage insurance