Running a beauty supply store is all about helping customers feel their best, but it’s also about making sure your business is protected. Beauty supply store insurance can help safeguard your shop from risks like customer injuries, property damage, or product-related claims. Whether you have a small boutique or a larger store, having the right coverage means fewer headaches if something goes wrong.
Located in Burbank, CA, USA Insurance has 17+ years of experience in finding the best insurance rates for beauty supply stores. With access to over 240 carriers, we make getting insured quick and easy. You can request a quote and purchase your policy online in under 15 minutes.
General liability insurance covers the common risks beauty supply stores face daily. This includes things like third-party injuries or damage to someone else’s property while they’re in your shop.
Example: A customer slips on a wet floor in your store and breaks their wrist. General liability would cover their medical bills and any legal costs if they decide to sue.
A Business Owner's Policy combines general liability with property insurance, giving you a convenient and often more affordable package. This means you're covered not only for third-party risks but also for things like fire, theft, or vandalism at your store.
Example: Your beauty supply store is broken into, and expensive products and equipment are stolen. A BOP would help cover the cost of replacing those items and repairing any damage.
Workers compensation insurance covers your employees if they get hurt or sick because of work. It helps with medical bills and lost wages, ensuring your team gets the care they need without putting financial strain on your business.
Example: One of your employees strains their back while stocking heavy inventory and needs time off. Workers comp will cover their medical treatment and a portion of their lost wages while they recover.
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