Appliance and Accessories Manufacturers

General Liability Insurance Includes

• Bodily Injury – As a business owner, there are always liability risks. Whether from a mistake in design that results in injury, an accident in your shop, or even mental suffering – liability has your financial assets covered in the event your business is at fault and you are sued.
• Medical Payments – Medical costs and funeral expenses are covered from any resulting bodily injury (BI) that is sustained as long as the conditions are stipulated in your appliance and accessory manufacturer liability insurance policy.
• Property Damage – If the event that another person’s property is damaged, either on the premise of you business or while your company is conducting business at another location, you will be covered for financial and any legal expenses that result.
• Fire Legal Liability – Under your appliance and accessories manufacturer general liability insurance policy, your structures, including garages you use for your business, are covered in the event of fire damage. The policy is usually an exception to policy exclusions applied to the property in your care, custody, or control (CCC). Within the standard commercial general liability (CGL) policy, your fire legal liability policy is covered applicable to the “damage to premises rented to you” limitation.
• Products and Completed Operations – As a manufacturer of appliances such as stoves, dishwashers, and laundry units, you always have a risk of being sued if a customer is dissatisfied with your product. Additionally, your policy gives coverage in situation such as an appliance causing damage to property or even harm to the customer.
• Personal and Advertising Injury – Legal woes can also come to you in other ways as well, such as when you are accused of discrimination, libel, slander, or other claims in regards to personal and advertising injury. While these instances don’t encompass direct harm to property or person, they can cause significant legal cost and therefore are a very important aspect of you overall general liability policy.