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COMMERCIAL INSURANCE FOR
Smog Check Stations
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Insurance FOr Smog Check Stations

As the owner of a smog check station, you are practically guaranteed to have business year round in any city that has vehicle emissions, or smog check requirements. You may have gone to a lot of effort to be approved as an official smog check station for your city, so be sure to protect your company fully by carrying the right types of business insurance.

General Liability

General liability insurance is designed to protect both you and your customers. When accidents happen, your customers may sue your company for injuries or damages. General liability can pay for these accidents for you so that your company does not suffer financial hardships each time an accident or unexpected event arises.

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General Liability Insurance Includes:

Business Owners Policy

General liability insurance is included as part of another type of coverage known as a BOP, or business owners policy. A BOP provides you with protection from direct asset losses in your company. It provides protection for both intangible and tangible business assets, and you can customize the coverage to meet your company's needs. Some of the coverage options include:

Business Auto

If you or your employees drive for any business related purpose, you need to carry business auto insurance. This protects you in the event that there is an auto accident. This insurance pays for car repairs, medical care bills and more.

Workers Comp

Most states in the United States require employers to carry workers comp insurance. If one of your employees is ever injured on the job, this insurance will pay for the medical care bills that result from those injuries.

Commercial Umbrella

Commercial umbrella coverage provides you with additional protection above and beyond the limits of your other business insurance policies.

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General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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