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Commercial Buildings
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Commercial Building Insurance

General Liability
Property Coverage
Workers Compensation

Owning a commercial building allows your company to earn profits from the needs of other companies. Your customers are the businesses that rent space in your commercial building. Your primary responsibilities are to your customers, but as the owner of the commercial building you also have obligations to the people who visit your building. You must maintain the common spaces, keep your building safe and secure, and take care of the day-to-day business responsibilities. Help yourself with some of these tasks by carrying the right types of business insurance coverage.

General Liability Insurance For Buildings

Commercial liability insurance is an all-around broad level of policy that covers many types of commercial risks and hazards. It protects your company from suffering financially when customers become physically injured, or if they file legal actions and suits against your business for alleged mistakes or accidents. General liability protection expands automatically if you add new locations, products or services. Several types of coverage provided for with general liability includes:

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General Liability Insurance Includes:

Business Owners Policy

A Business owners policy, or BOP, will provide you with general liability protection. It also gives your company a means of directly protecting its intangible and tangible assets. A BOP can be custom configured to provide just the coverage and levels of protection you need for your company. Option examples include:

Business Auto Insurance

If you or members of your work force drive for business, a business auto insurance policy protects you from common financial suffering that is caused by auto accidents. It pays for physical injuries, harm and property damages when you’re at fault. Additional levels of coverage protects you from uninsured motorists, hit and run accidents or other risks such as fire and theft.

Workers Compensation Insurance

The people that you employ in your commercial building must be covered by workers comp insurance. This is mandated by law in most states. Workers compensation coverage pays for your employees medical bills and related expenses that arise when they are injured on the job.

Commercial Umbrella Coverage

Commercial umbrella insurance provides you with extra protection after you have reached the maximum benefit payout limits in your other business insurance policies.

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Insurance Products

General Liability (CGL) Workers Compensation Professional Liability Business Owners Policy Commercial Auto Insurance Employment Practices Liability Directors & Officers (D&O) Excess Liability Surety Bonds

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