Carpet Installer Liability Insurance Protection Against Claims

One of the most important insurance policies your business will need to have is general liability insurance. This policy protects your business from many different issues, including injury to bystanders, damage to any property, and more. If you don’t have one of these policies, you and your business will be held responsible for paying for medical bills and repairs.

Don’t leave yourself open to a lawsuit. We can help you put together the best carpet installer liability insurance policy so you’ll always be protected. Simply get together the basic information about your business, including how many employees you have and what type of jobs you do, and speak with one of our expert insurance professionals.carpet installer

CARPET INSTALLER LIABILITY INSURANCE

As the owner of a carpet installation company, your job includes more than just installing carpeting. You also have to take care of your business and your employees by booking jobs, making sure those jobs are completed to the customer’s satisfaction, and protecting your business. One of the biggest ways you can protect yourself, your company, and your employees is by having a good general liability carpet installer policy.

As a part of the construction industry, your day to day jobs are going to involve some risk. This includes risk to your employees, to the building you’re working in, and to those around the work area. A carpet installer liability insurance policy will limit your risks by covering any bodily injury done to those near your job site as well as property damage and other issues.

Bodily Injury

If someone other than one of your employees gets hurt on your work site, you will be responsible for their medical bills. Your bodily injury coverage will step in and pay for any expenses they occur while they heal and recover.

Property Damage

In addition to someone being hurt at the work site, things can also get damaged. Your general liability policy will cover any and all property damage at the work site and your business property.

Medical Payments

In addition to bodily injury, you may also have a small medical payments or expense clause in your general liability insurance policy. This part of the policy will pay for minor accidents and injuries, even if you’re not the party at fault. This can save you from more severe legal action later.

Personal and Advertising Injury

Lawsuits can occur for just about any reason, including perceived loss or damage caused by advertising. That’s why general liability policies include a personal and advertising injury section. It protects your business from anyone who files a lawsuit against you for alleged damages from advertisements.

Products and Completed Operations

Did you know you can be sued if any problems happen after you’ve finished installing carpet in a structure? The law allows your business to be held responsible if they can trace the damages directly back to your work. Products and completed operations coverage will deal with these types of issues by paying for the damages.

Premises Liability or Fire Legal Liability

If you’re renting space for your office or for your workshop, you may need a premises liability or fire legal liability policy. It pays for any loss, damage, and repairs to structures you rent in the event that they are damaged by you or by a fire.

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