Insurance

W-2 Employees vs. Independent Contractors

When running a business, it's important to understand the differences between W-2 employees and independent contractors. Understanding these distinctions can have an impact on...

Does Workers’ Compensation Insurance Cover Out of State

The world is a big place, and it’s no surprise that many employees travel and work in states other than their own. But what...

Construction Business Safety: How To Run Your Construction Business

For construction business safety, you will need to take a number of steps to ensure that you and your employees are protected from accidents...

Business Insurance: Claims-Made Vs. Occurrence Policies

Business insurance isn’t always written the same way. You can have a policy that pays claims based on a claims-made basis or an occurrence...

Bonded and Insured: Why You May Need Both

As a business owner, you may hear the terms bonded and insured quite a bit. But what do they mean and which should you...

A History of Cyber Liability Insurance

When you look at the history of cyber liability insurance, you must start with the growth of the technology and online world. The period...

Why Your Commercial Lease Requires General Liability Insurance

You’ve signed your lease and are excited about getting your business started. Before you can, however, you need to check the lease’s requirements for...

What Are Commercial Insurance Policy Limits, Endorsements, and Deductibles?

Business insurance can be confusing. You have commercial insurance policy limits, endorsements, deductibles, and common exclusions. But what exactly does all of this mean...

What is an ACORD certificate of insurance?

If you own a business, you know how important it is to have insurance. But you also need to have the right certificate of...

Certificate Of Insurance: What Is It and How Do I Get It?

What is a COI? COI is defined as liability insurance issued by an insurance company insuring your business. The document does not exceed one...

What is a Risk Retention Group?

In the late 1970s, there was a shortage of insurance options for businesses. They struggled to obtain products and completion operations coverage under the...

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W-2 Employees vs. Independent Contractors

When running a business, it's important to understand the...

Does Workers’ Compensation Insurance Cover Out of State

The world is a big place, and it’s no...

Construction Business Safety: How To Run Your Construction Business

For construction business safety, you will need to take...

Labor Costs, Crypto, WFH, Economic Forecast For 2023

Higher Labor Costs Higher labor costs can be a significant...

The Effects of Inflation on Your Small Business

Inflation is a hot topic in the news these...