About Us

Authored and Reviewed by: Sam Meenasian, Licensed Insurance Professional (CA License #0F75955) Last Updated 02/05/2026
This overview is for educational purposes only and is not legal, tax, or insurance advice. Coverage terms and availability vary by state, carrier, and risk.

Founded in 2007, our agency began as a small local office dedicated to providing dependable insurance solutions to small business owners. From the outset, we focused exclusively on commercial coverage for contractors, retailers, manufacturers, and service-based enterprises, delivering disciplined risk analysis, precise coverage structuring, and clear, informed guidance.

We serve a wide range of industries, from artisan contractors and retail operations to manufacturers and service providers, and maintain the licensing to operate in all 50 states. Our approach centers on clarity and expertise, so business owners can make informed decisions about protecting their companies and livelihoods.

99% Client Satisfaction

We have proudly built a 99% customer satisfaction rate by delivering reliable and tailored insurance solutions for almost 20 years. Check our Google reviews!

We Are Local

As a U.S.-based business, all of our operations are conducted right here in the United States, ensuring that we understand the unique challenges and opportunities American businesses face.

Experience

Among our team members, we have over 50 years of combined experience in commercial insurance for contractors.

Carriers We Work With 

We access coverage through a network of insurance carriers, MGAs, and wholesale broker partners. Availability varies by industry, state, and underwriting.

Travelers, Chubb, Liberty Mutual, The Hartford, Zurich North America, AIG, Nationwide, Progressive Commercial, Berkshire Hathaway GUARD, Berkshire Hathaway Specialty Insurance, CNA, W. R. Berkley, Markel, Allianz Global Corporate & Specialty, AXA XL, Sompo International, Tokio Marine HCC, QBE North America, Great American Insurance Group, The Hanover Insurance Group, Selective Insurance, Auto-Owners Insurance, AmTrust Financial, The Cincinnati Insurance Company, EMC Insurance Companies, Westfield Insurance, Erie Insurance, State Farm Commercial, Allstate Commercial, Farmers Commercial, American Family Commercial, Kemper Commercial, Sentry Insurance, USLI, Philadelphia Insurance Companies, Kinsale Insurance, James River Insurance, Hallmark Specialty Insurance, Acuity Insurance, Safeco, Federated Mutual Insurance Company, IMT Insurance, Grinnell Mutual, Pekin Insurance, Country Financial Commercial, Church Mutual, Brotherhood Mutual, GuideOne Insurance, Motorists Insurance Group, Donegal Insurance Group, Utica National Insurance Group, Merchants Insurance Group, MAPFRE USA Commercial, Tokio Marine America, Mitsui Sumitomo Insurance USA, Samsung Fire & Marine USA, HDI Global Insurance, Hartford Steam Boiler, Swiss Re Corporate Solutions, Argo Group, Ascot, Aspen Insurance, Beazley, Brit Insurance, Canopius, Convex Insurance, Everest Insurance, FM Global, Allied World, RLI Insurance, RenaissanceRe US, Validus Specialty, PartnerRe, SCOR P&C, AXIS Insurance, Endurance Insurance, ProSight Specialty Insurance, Core Specialty Insurance, Skyward Specialty, RSUI Group, Ironshore, Global Indemnity Group, Northfield Insurance, Gainsco, Intact Insurance Specialty Solutions, Mercury Insurance Commercial, Texas Mutual Insurance Company, Employers Insurance Company of Nevada, ICW Group, Evanston Insurance, Mesa Underwriters Specialty, Hudson Insurance Group, Seneca Insurance Company, AIX Specialty, Spinnaker Insurance Company, Atain Insurance, Lancer Insurance, Canal Insurance, National Interstate Insurance, National General Commercial, Old Republic General Insurance, Old Republic Surety, Western National Insurance, GEICO Commercial, Builders Mutual, Mid-Continent Group, Central Insurance, MMG Insurance, Norfolk & Dedham, Safety Insurance Commercial, Arbella Insurance Commercial, Plymouth Rock Commercial, NJM Insurance Commercial, Penn National Insurance, Encova Insurance, Amica Commercial, Hiscox, NEXT Insurance, biBERK, Pie Insurance, State Auto, Grange Insurance, KEMPER Specialty, Palomar Specialty, Clear Blue Insurance Group, Obsidian Insurance Group, RiverStone Insurance, Falls Lake Insurance, StarStone Insurance, Neon Insurance, IAT Insurance Group, Alpha Property & Casualty, Southern Trust Insurance, Appalachian Insurance Company, Amwins, CRC Group, RT Specialty, Burns & Wilcox, Ryan Specialty, Hull & Company, Risk Placement Services, USG Insurance Services, Worldwide Facilities, Brown & Riding, All Risks Ltd., Swett & Crawford, BTIS, Distinguished Programs, Victor Insurance Managers, NSM Insurance Group, K2 Insurance Services, JenCap Holdings, Appalachian Underwriters, TAPCO Underwriters, JM Wilson, Jimcor Agencies, Novatae Risk Group, Risk Innovations, AmRisc, Arrowhead General Insurance Agency, Arrowhead Programs, Amwins Program Underwriters, Amwins Access, CRC Specialty, RT ProExec, Burns & Wilcox Professional Liability, Burns & Wilcox Marine, Burns & Wilcox Specialty Underwriters, U.S. Risk Underwriters, PowerBroker Underwriters, Summit Underwriting Group, One80 Intermediaries, Crum & Forster Program Managers, RSG Underwriting Managers, Specialty Program Group, Accelerant, CFC Underwriting, Coaction Specialty Insurance, Coalition Insurance, At-Bay Insurance, Resilience Insurance, Corvus Insurance, Vouch Insurance, Pathpoint Insurance, Counterpart Insurance, Berkley Program Specialists, Berkley Industrial Comp, Berkley Accident & Health (P&C stop-loss), Velocity Risk Underwriters, Trident Public Risk Solutions, SageSure Insurance Managers, Vault Insurance, Orchid Insurance, Prime Insurance Company, Tokio Marine Specialty, Skyward Specialty Underwriters, Spinnaker Specialty, Obsidian Specialty, Clear Blue Specialty, Falls Lake Specialty.

We Insure Over 1000+ Trades

We can often assist businesses across 1,000+ trades and professions (see list). Eligibility and availability vary by state, underwriting, and carrier appetite.

Full list of trades we insure (PDF list)

Department Of Insurance License Numbers

  State License Number Insurance Department Website
1 Alabama 3001684641 aldoi.gov
2 Alaska 15668069 commerce.alaska.gov/web/ins
3 Arizona 3000399009 difi.az.gov
4 Arkansas 15668069 insurance.arkansas.gov
5 California 0L88614 insurance.ca.gov
6 Colorado 561609 doi.colorado.gov
7 Connecticut 3001984473 ct.gov/cid
8 Delaware 15668069 insurance.delaware.gov
9 Florida L100886 myfloridacfo.com
10 Georgia 202254 oci.georgia.gov
11 Hawaii 15668069 cca.hawaii.gov/ins
12 Idaho 15668069 doi.idaho.gov
13 Illinois 3000240947 insurance.illinois.gov
14 Indiana 3398000 in.gov/idoi
15 Iowa 15668069 iid.iowa.gov
16 Kansas 15668069 insurance.kansas.gov
17 Kentucky 1251720 insurance.ky.gov
18 Louisiana 992170 ldi.la.gov
19 Maine PRN459439 maine.gov/pfr/insurance
20 Maryland 3000240974 insurance.maryland.gov
21 Massachusetts 15668069 mass.gov/division-of-insurance
22 Michigan 18509107 michigan.gov/difs
23 Minnesota 15668069 mn.gov/commerce/insurance
24 Mississippi 10969367 mid.ms.gov
25 Missouri 8422196 insurance.mo.gov
26 Montana 15668069 csimt.gov
27 Nebraska 15668069 doi.nebraska.gov
28 Nevada 3890730 doi.nv.gov
29 New Hampshire 15668069 insurance.nh.gov
30 New Jersey 1683790 state.nj.us/dobi
31 New Mexico 15668069 osi.state.nm.us
32 New York 1546362 dfs.ny.gov
33 North Carolina 1000552386 ncdoi.gov
34 North Dakota 15668069 insurance.nd.gov
35 Ohio 1164582 insurance.ohio.gov
36 Oklahoma 3002738131 oid.ok.gov
37 Oregon 3000175449 dfr.oregon.gov
38 Pennsylvania 843152 insurance.pa.gov
39 Rhode Island 3002654943 dbr.ri.gov/insurance
40 South Carolina 1913560233 doi.sc.gov
41 South Dakota 15668069 dlr.sd.gov/insurance
42 Tennessee 3001764946 tn.gov/insurance
43 Texas 2253477 tdi.texas.gov
44 Utah 995110 insurance.utah.gov
45 Vermont 3003059635 dfr.vermont.gov/insurance
46 Virginia 142734 scc.virginia.gov/boi
47 Washington 965510 insurance.wa.gov
48 West Virginia 15668069 wvinsurance.gov
49 Wisconsin 3000240847 oci.wi.gov
50 Wyoming 563910 doi.wyo.gov