How Much is Tree Trimmer Insurance

The cost of insurance for tree trimming businesses varies based on factors such as the services offered, number of employees, equipment used, and location. In USA, where tree trimming is considered high-risk, insurance premiums can be higher due to the increased exposure to potential claims.

General Liability Insurance 

Approximately $1,350 per year. This coverage protects against third-party property damage and bodily injury claims.

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Workers' Compensation Insurance 

Around $2,210 annually. This policy covers medical expenses and lost wages for employees injured on the job.

Commercial Auto Insurance 

About $1,351 per year. This insurance covers vehicles used for business purposes, protecting against accidents and damages.

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Contractor’s Tools and Equipment Insurance

Approximately $281 annually. This policy covers the loss, theft, or damage of tools and equipment used in your business.

USA Business Insurance

Given the high-risk nature of tree trimming, especially in areas like California, it's crucial to work with an insurance broker experienced in this industry. We at USA Insurance can tailor a policy that adequately covers your specific risks and needs.

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