How Much is Electrician Insurance?
Electrician insurance costs can vary widely based on factors like business size, location, and coverage needs. On average, most electricians pay between $500 and $1,500 annually for general liability insurance. This coverage protects against claims like property damage or injuries caused during a job.
General Liability Insurance Cost for Electricians
General liability insurance for electricians typically costs $400 to $1,000 per year. The price depends on your business size, annual revenue, and claims history. This insurance is a must-have to cover accidental damage or injuries on the job. For example, if you accidentally damage a client's wiring, this policy has your back.
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Workers' Compensation Insurance Cost for Electricians
For electricians with employees, workers’ comp insurance is essential. The cost averages $0.75 to $2.50 per $100 of payroll, depending on your state and the job's risk level. This coverage ensures employees are protected in case of injuries, providing medical care and wage replacement.
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Why Choose USA Business Insurance
Partner with USA Business Insurance for coverage you can trust. With over 20 years of experience and access to 200+ carriers, we’re here for your business.
- Licensed nationwide for quick policy setups
- Custom coverage for electricians, contractors, and other trades
- Efficient claims processing and flexible payment plans
- Proactive renewal strategies for better rates
- Affordable options tailored to electricians and small businesses
Let us protect your business like it’s our own. Reach out today!
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