Cheese & Creamery Butter Manufacturers Insurance
Cheese and creamery butter manufacturers general liability insurance will protect your busy manufacturing plant by covering you in the event you face litigation in circumstances like accidents or injuries. Also available is additional coverage with a business owners insurance plan (BOP) that will protect your assets in other circumstances as well.
Bodily Injury Coverage
In the event a person is injured on your grounds, or is injured due to the products that you manufacture, medical expenses will be covered. Even mental suffering is covered under the scope of bodily injury and this applies to harm done from anyone associated with your business or any object placed under the control of your company.
This portion of your cheese and creamery butter manufacturer general liability insurance will reimburse others, regardless of the policy owner’s liability, for medical or funeral expenses that have occurred due to bodily injury (BI) or death that was sustained due to an accident that is covered under the conditions stated in your policy.
Protection with liability for damage to another business or individual’s property that is damaged due to the fault of your company is covered with property damage. This could be property located at another location, or on your premise.
Fire Legal Liability
Your manufacturing plants, as well as any other structures used for your business, which includes garages, are covered under fire legal liability. The coverage is typically given as a policy exception applied to property in the policy owner’s care, custody, or control (CCC). With the standard commercial general liability (CGL) policy, your coverage is subject to the “damage to premises rented to you” limitation.
Products And Completed Operations
When a customer becomes dissatisfied with your products, whether they are injured, or they are simply dissatisfied, the potential is always present that you could face litigation. Despite how astutely you run your company, lawsuits can happen to anyone but products and completed operations protects you.
Personal And Advertising Injury
This portion of your general liability coverage protects your business assets in the event you are sued for a variety of situations such as libel, discrimination, slander, and other similar claims that may arise during the course of your professional interaction.
Cheese and creamery butter manufacturer business insurance will provide you with coverage for your building or other structures that you list on your BOP. If you build upon and improve to the existing structures, the improvements are also included, provided they are permanent changes.
Business Personal Property Coverage
This portion of your BOP plan will generally cover any contents that you wish to be protected that are within your structures so long as you elect to have this coverage added and you may include items such as electronic data, furnishings, and computer equipment.
Additional Coverage Available In BOP
Other coverages include: Care, custody, and control (CCC), Inland Maine, Income and Extra Expense, Valuable Papers, Employee Dishonesty, and Hire and Non-Owned Auto.