Business Owners Policy
General liability coverage is included in another business insurance known as a business owners policy, or BOP. A BOP protects your art studio against losses of your physical business assets, such as your art studio inventory or the furnishings inside. It can also protect intangible assets such as specialized computer software. BOPs can be custom tailored to provide only the business insurance coverage you need. Examples of other options include:
- Buildings and Contents
- Business Income and Extra Expense
- Electronic Data
- Newly Acquired or Constructed Buildings
- Employee Dishonesty Coverage
Example: A pipe bursts in your studio, damaging your artwork and property. A BOP helps cover the repairs and the cost of replacing damaged pieces.
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