Fire Sprinkler Contractors
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Fire Sprinkler Contractor Insurance
If you're a fire sprinkler contractor, you save lives. You create a strong, very effective protection against fire that generally goes unnoticed. Maybe it's because the sprinklers are doing their job even when they are not activated by providing a blanket of security around your customers.
However, just because you're dramatically reducing your customer's risk, doesn't mean you do not have risks of your own. You do. Serious risks. To blunt the exposure you take on, you need rock solid insurance.
$225 A Month
Fire System Installer Insurance- General Liability (GL)
As a fire system installer, insurance must be an integral part of your business. General Liability is the key policy in your insurance portfolio. A GL policy covers most people involved in your business. It typically pays out for the following:
- Expenses to investigate any claim against you including court costs, witness fees, attorney's fees, etc.
- Expenses when you have to assist in your own defense (such as spend a day in court).
- Any judgment you might be found liable for.
- The premium on a court-ordered bond connected with a liability suit.
Bodily Injury: This keeps your customers protected if they should have a slip and fall at your place of business and hurt themselves, for instance. If you are found liable, all of the medical expenses, doctor's visits and other costs associated with the accident will be paid by the insurance company.
Property Damage: If another person's property is damaged and whatever you did prevents the owner from using that property, your GL policy compensates for the physical damage and the loss of use of the property.
Product-Completed Operations: If something goes awry with the sprinklers you sell or the fire sprinkler contractor services you perform, that causes an injury, your policy would pay damages up to the liability limits.
Personal and Advertising Injuries: If you are ever sued for lander, libel, reputation damages, false statements, copyright infringement, trademark violations or similar issues, your GL policy will cover the claim.
Damages to Premises Rented to You: If your fire system contractor company rents or leases space, GL will pay out on damages that occur to the space and/or structures you are renting or leasing.
Medical Expenses: The medical expenses of a customer who claims minor injuries can be paid from this section of the policy.
Buy Fire Sprinkler Liability Insurance
Select your liability limit wisely. It pays out in individual and aggregate occurrences. Once you hit the aggregate limit, claims will no longer be paid.
USA Business Insurance provides GL policies specifically written for fire sprinkler contractors. Contact us today for details.